Hello everyone! I want to open an offshore account to diversify my assets. There is so much information that my eyes run wild: some advise the Caribbean (Belize, St. Lucia), others praise European options like Andorra and Liechtenstein. I am interested in real experience - which banks are really convenient to use, with normal online banking and adequate fees? And how difficult is it for an ordinary person without millions in the account to get there?
I compared different jurisdictions for offshore accounts, and the best choice depends on the purpose. If you just need to store capital, countries with low risks and a strong banking system are suitable. If active use (cards, transfers) is important, then it is worth looking at banks that work with non-residents without strict restrictions. I know it sounds a little confusing, in which case you should read this analysis of the
best offshore bank accounts. It says that there is no universal best option: for some, security is a priority, for others, ease of opening an account.